segunda-feira, julho 21, 2008

Lagoa de Santo André: corrida dos 10 km

As classificações:
http://www.revistaatletismo.com/Resultados/s_andre_geral08.txt

um blogue muito interessante:http://diariodeumacorrida.blogspot.com/2008/07/corrida-da-lagoa-de-santo-andr-2008.html
http://mariasemfrionemcasa.blogspot.com/2008/07/xiii-corrida-da-lagoa-de-santo-andr-19.html
E um outro igualmente:

Corrida dos 10 km da Lagoa de Santo André

Foi este pretérito Sábado. 10 km de corrida, num piso combinado de estrada e terra batida (pelo interior do pinhal), num sobe e desce acentuado. Excelente preparação física era condição mínima para se poder chegar ao fim.
Cerca de 500 atletas, com elevada estampa física. Corrida lançada em moldes muito rápidos, apesar dos quase dois mil metros iniciais em subida...

João Ralha a fugir e a andar isolado de nós durante 8.800 metros. Só a esforço nos conseguimos recolar, mesmo a tempo para os últimos 1.200 metros, já com a meta a avistar-se ao fundo de uma recta.

Últimos três quilómetros em bases muito rápidas.

Um tempo global engraçado.

Uma paisagem e um enquadramento cénico incrivelmente belos.

A repetir e a aconselhar.

Marketing Inovador: a sequela?

O livro Marketing Inovador tem sido um sucesso, graças aos nossos leitores e compradores. De todas as paragens do mundo lusófono nos chegam comentários: Angola, Moçambique, Brasil, EUA, Canadá, Cabo Verde, Timor, São Tomé,...

A todos o nosso muito obrigado.

E fica a promessa que os autores estão a pensar no "Marketing Inovador 2"!

sexta-feira, julho 11, 2008

The wealthy are worried

The wealthy are worried. The current economy has produced such an unusually high level of concern among well-heeled investors that many are re-evaluating their financial circumstances and cutting back on spending, according to a special WealthTrends report based on insights from the Dow Jones Wealth Management Advisory Council. The Council is a group of top wealth managers dedicated to promoting the practice of wealth management, facilitating industry discussion and representing the needs and concerns of the profession.

Like their counterparts in the middle class, wealthy Americans are taking a fresh look at their investments, reducing cash outlays and changing vacation plans, according to the survey respondents. And, many investors are using the current economic downturn to educate their children about the importance of having - and keeping - money during times of uncertainty, Council members say. As a result of this trend, respondents are using the downturn as an opportunity to reach out to clients and reassure them.

“We’ve had to do a lot more hand-holding lately,” said James A. Covell, Sr. Vice President and Financial Consultant at RBC Wealth Management. “I’m spending a lot more time talking to my clients about who we are, and what my team and I can do for them. We’re using this as an opportunity to demonstrate how we pay attention to our clients’ needs and focus on the client relationship.”

“Sometimes, when things are going smoothly, it is difficult to get people to re-visit their portfolios,” said Joseph W. Montgomery, Managing Director of Investments for Wachovia Securities. “It is a lot easier to do it when the pendulum swings over to the ‘fear’ side, which it definitely has. So during the last quarter, we used the current turmoil in the markets as an opportunity to re-evaluate investments, to remind clients why they are invested as they are.”

“The current markets have forced us to look at things more tactically,” said George Schietinger, Director, Credit Suisse Private Banking USA. “Cash is very important to many people right now – they want ‘sleep-at-night’ money. Many of my clients are looking for investments with principle protection.”

Council members agree that the economy has caused their wealthy clients to be more guarded about their situations and to cut back on spending as a result.

“Wealthy clients are definitely re-evaluating their positions,” said Patricia Bell, Senior Vice President of Investments for Merrill Lynch. “In New Jersey, I am seeing the numbers for the summer rental market, such as in Spring Lake and Sea Girt, down pretty dramatically. I also have a client who decided not to renew a jet lease agreement because he felt it was a waste of money. People are just being more cautious.”

As a result, some wealthy families are engaging in discussions about discretionary spending and preserving wealth.

“We are seeing a number of high net worth clients using this market to teach lessons in their family, to teach their kids to be more responsible and to take note of how things can change and how family wealth may not be permanent,” said Robert Burke, Managing Director, Professional Development at Nuveen Investments.

Council members also noted that investors around the country are watching the value of their real estate holdings diminish, with the exception of New York City, where European investments are bolstering the market.

quarta-feira, julho 09, 2008

Marketing Bancário: artigo do Doutor Bruno Cota no DE de hoje

Vale a pena ler.
Hoje no Diário Económico.

Boiler Room Scams

July 9: Industry Risk - Companies Urged to Help Protect Shareholders From 'Boiler Room' Scams
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Location: New YorkAuthor: Jonathan PhelanDate: Wednesday, July 9, 2008The Financial Services Authority (FSA) and the Institute of Chartered Secretaries and Administrators (ICSA) Registrars Group are urging UK listed companies to help protect their shareholders from boiler rooms by sending them warnings about the scam.
'Boiler rooms' are high pressure sales firms, often based overseas, that target investors illegally, offering them non-tradable, overpriced or even non-existent shares. Boiler rooms usually target existing shareholders by legally obtaining a company's list of shareholders.
To help protect people from these scams, the FSA and ICSA have produced an updated version of a free leaflet with warnings about boiler rooms, for listed companies to send to their shareholders. The leaflet, which was first published in 2006, provides useful information on how to identify a boiler room and what to do when they contact you. The FSA, with the assistance of share registrars, is also writing to individual listed companies to encourage them to send out the leaflets.
Shareholders and other consumers can avoid becoming victims of boiler room fraud by:
· Checking that anyone offering to sell them shares is authorised by the FSA;
· Reporting any company that cold calls them to sell shares to the FSA;
· Hanging up the telephone if the caller persists.
Jonathan Phelan, FSA Head of Retail Enforcement, said:
"Boiler rooms remain a significant problem in the UK and people lose a shocking amount of money to these scams every year. Shareholders are targeted heavily in these scams and raising awareness is the most effective way of putting these companies out of business. It is in everyone's interest to ensure that people only deal with authorised brokers when buying shares.
"Investors who deal with an authorised firm have the protection of the complaint and compensation schemes if something goes wrong."
Andy Cotter, Chairman of the ICSA's Registrars Group said:
"The ICSA, its associated registrars, and many listed companies have made sustained efforts to make sure shareholders understand the risks that boiler rooms present. No company wants its register used to target unsuspecting shareholders with high pressure sales offers - which is why I am confident that businesses will help by passing on the advice to their shareholders, either via postal mailings or online."
Companies, registrars and FSA regulated firms can send the free leaflets to their shareholders and customers with other regular communications or by making it available on their own websites.